The boards of directors of EMMC Federal Credit Union and Acadia FCU announce their intention to merge into one credit union, pending regulatory and other approvals.


EMMC FCU, with operations in the greater Bangor and Brewer area and serving the employees and families of Eastern Maine Health System and their affiliates, intends to merge with Acadia FCU. Acadia FCU is community-based and serves Aroostook County, with branches in Fort Kent, Madawaska, St. Francis, St. Agatha and Ashland.

This proposed merger will create an institution with the mission to serve the employees of the EMHS, as well as the surrounding communities of both credit unions.

The next step in the merger process is to receive regulatory approval from the National Credit Union Administration (NCUA). Once the approval is received, the members of EMMC FCU will be able to give the merger plan final approval by voting on the new partnership according to federal regulations.

“We are very excited about this partnership with EMMC FCU to further our mission of service to the membership,” said David Desjardins, President / CEO of Acadia FCU. “The shared vision of a stable, strong organization capable of servicing the members is something both credit union boards want to ensure going forward.”

Combining the two organizations will create a credit union with nearly 15,000 members, over $200 million in assets, and eight physical branches. The proposed merger will create a joint service area encompassing the northern and eastern parts of Maine, as well as offering additional products and services to the combined membership. All staff of both financial institutions will be retained and David Desjardins, President / CEO of Acadia FCU, will remain as the CEO of the combined credit union.

There will be informational meetings scheduled to provide members with the opportunity to receive information and get their questions answered. The merger is expected to be completed by early 2018.

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