November 1 marked the successful completion of the merger between Eastern Maine Medical Center Federal Credit Union and Acadia Federal Credit Union.


The combined financial institution will continue operating as Acadia FCU.

The National Credit Union Administration (NCUA) and the voting majority of EMMC FCU members approved the merger. After months of planning, operational integration was completed on the morning of November 1 and Acadia FCU officially began their first day of business serving the greater Bangor area.

David Desjardins, President / CEO of Acadia FCU since 2004, will continue to lead the financial institution. “We are so pleased that the EMMC FCU members will be joining us as part of the Acadia FCU family,” said Desjardins. “We look forward to expanding products and services to the current membership, as well as serving all people from Penobscot, Hancock, Piscataquis, Washington and Aroostook Counties. We can’t wait to meet you!”

During the merger application process, Acadia FCU applied for and was granted an expanded Field of Membership. They will now serve not only employees of the Eastern Maine Healthcare Systems and their affiliates, but also any business or legal entity and any person who lives, works, worships or attends school in northern and eastern Maine. The Field of Membership includes Aroostook, Piscataquis, Penobscot, Hancock, and Washington counties.

The merger will result in a wide array of additional products and services available to former EMMC FCU members. Members can expect lower and fewer fees, higher interest rates on savings, ‘Instant Issue’ debit cards, variable rate mortgages, commercial loans, more locations, new facilities, improvements in technology and cyber security, mobile banking with remote deposits, and the same commitment to service and family values.

Three members of EMMC FCU’s Board of Directors and one Supervisory Committee member were appointed to Acadia FCU’s existing board and committee. All EMMC FCU staff were retained as employees of Acadia FCU, with increased opportunities for job growth and professional development.

Merger plans between Acadia FCU and EMMC FCU were announced in February of 2017. Regulatory approval by NCUA was received in September, and the voting majority of EMMC FCU members approved the merger that same month.

The finalization of this merger resulted in a financial institution with eight branches, nearly 15,000 members, and over $208 million in assets.

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